A secure way to lend to beverage vendors.
We secure the collateral, monitor the stock, and route every sale through our rails until your capital is repaid. You lend. We handle the rest.
Collateral you can see and control
Pledged stock is physically secured in a cage or dedicated space at the vendor's premises, under a Vendcliq remote padlock and CCTV. You lend against inventory you can observe and, if needed, act on.
- Physical stock held in a secured cage or dedicated space
- Remote-access padlock controlled by Vendcliq
- CCTV monitoring with a live view of the collateral
Self-liquidating repayment
Pledged stock is listed for priority sale, and every sale routes through Vendcliq's payment rails. Repayment happens automatically as it sells, before the vendor touches the proceeds.
- Priority marketplace listing keeps pledged stock moving
- Every sale settles through Vendcliq's payment rails
- Your repayment is taken first, before the vendor is paid
Fast sell rates, real data
Vendcliq vendors move stock through the largest drinks marketplace in Nigeria, so you're lending against inventory already in motion, not static collateral.
- Collateral that is already selling, not sitting
- Sell-through rates backed by real marketplace data
- Demand you can see before you deploy capital
Weekly units sold from secured inventory
Capital that works harder
Vendcliq provides the infrastructure. You provide the capital. Together we extend credit to a market that's never had it at scale.