How it Works
Follow simple steps to access stock and grow faster.
Tell us what you want to sell
Select your products and quantities. That is all we need to get started.
We buy it and put it on the market
We purchase the goods on your behalf and list them on the Vendcliq marketplace, ready for people to order immediately.
Watch the alerts roll in
Every time a sale happens, you get a credit alert. No waiting, no chasing, no wondering where your money went. Just sales moving while you focus on what is next.
Your sales pay back the credit. You keep the rest.
No repayment pressure, no monthly bills. As each sale comes in, Vendcliq takes its cut and sends your profit straight to your wallet. Your stock does the work.
Why Vendcliq Credit?
Everything you need to scale your business without financial stress.
No Sales, No Pressure
If the product hasn't sold, you're not pressured with repayments.
Pay As You Sell
Repayment is tied directly to your sales, not fixed deadlines.
No Collateral Needed
No assets, no guarantors. Your ability to sell is what matters.
Access More Stock, Sell More
Repayment is tied directly to your sales, not fixed deadlines.
Warehouse Support
We handle storage, so you can scale without worrying about space.
Loan Profitability Calculator
Check if our credit is profitable for you. Plan better, Sell smarter, Earn more.
Product details
Enter your trade details to see if taking a Vendcliq inventory loan is profitable.
Product Name
Units Per Truck
Cost Price Per Unit (₦)
Selling Price Per Unit (₦)
Incentives & Allowances
Transport Allowance (₦)
Reimbursement from manufacturer
Extra / Bonus Units
Rebate (%)
% of cost price × qty (not applied to bonus units)
Operating Costs
Logistics Cost (₦)
Delivery to Vendcliq warehouse
Vehicle Maintenance (₦)
Amortised per-trip maintenance
Loan Details
Finance Type
Vendcliq finances your entire landing cost
Loan Amount
₦0
Finance Cost Rate
6%
Locked at 6%Who Qualifies?
Vendcliq Credit is available to registered vendors on the platform. Eligibility is based on your transaction history and stock activity. The more you sell through Vendcliq, the more credit access you unlock.